Budgeting made easy.
Know where your money stands the moment you spend it. Purchases land seconds after you pay, and daily trivia and badges make checking in the fun part of your day.
Easy as 1, 2, 3
Three steps. Then it just works.
Step 1: Set up your budget
Name a few folders and set how much each one gets this month. Groceries, gas, fun money. That's the whole plan.
Step 2: Forward your card alerts
Turn on purchase alerts for your credit or debit card, and one email filter forwards them to BudgetBucks; works with Gmail, Outlook, iCloud, and more.
Step 3: Tap or pay. Done.
Pay like you always do. Each purchase shows up in your Inbox; drop it in a folder and you're done.
Real-time data
Tap or pay. Seconds later,
it's in your budget.
Purchases appear in your Inbox moments after you pay, ready to file. Works today with Citi, Chase, Discover, and Ally cards, with more added all the time. Card purchases only, credit or debit.
See it in real life. A $20.61 gas purchase showed up in BudgetBucks 8 seconds after paying.
Card not supported yet? AI reads it and tags it for you to check.
Pump checks, handled. Those $1 verification charges at the gas pump move to Deleted on their own, so they never clutter your Inbox.
Real-time is optional. Add purchases by hand anytime.
Reports
Reports worth reading. Clear in a glance.
See every month against your plan, the places that get the most of your money, and your spending day by day.
Rules & splits
Your budget learns your habits. You stay in charge.
File the same store twice and BudgetBucks offers to do it for you, and every auto-filed purchase says why. Mixed purchase? Split it across folders in a couple of taps.
Made to be fun
Budgeting you'll look forward to.
A minute a day keeps your budget sharp. File what's new, play today's Bucks Trivia, and collect badges as good habits add up, with confetti when you earn one. No guilt trips, just progress you can see.
Bucks TriviaA daily game about your money
- A handful of quick questions about your own spending: your total at a favorite spot, your busiest folder, your priciest day of the week.
- A money math bonus closes every round. Tips, sales, savings, quick and handy.
- Fresh every day. Close guesses still score, and every answer comes with a friendly tip.
Unlocks after 2 weeks and 20 purchases at 5 or more places, so the questions are really about your spending.
Good habits, rewarded
18 badges for planning your month, filing purchases, and staying on target. They unlock on their own, never cost a thing, and the Badge Vault shows your progress toward the next one.
Master Budgeter
Earn all 18 badges to claim the crown.
- Fresh Folder
- Plugged In
- First File
- Fully Planned
- Rule Maker
- On Autopilot
- Split Decision
- Locked Down
- Century
- Thousand Club
- Closed the Books
- On Target
- Clean Sweep
- Hat Trick
- Spotless Year
- Steady All Year
- Six Months Strong
- One Year In
Side quests
Keep a Bucks Trivia streak going
Play days in a row to earn 4 bonus badges, just for fun and separate from the 18. Miss a day and the count starts over, but what you've earned stays.
- Hot Streak30 days
- Ninety Strong90 days
- Half-Year Whiz180 days
- Trivia Legend365 days
Security & reliability
No bank login. Ever.
BudgetBucks never asks for your bank username or password. Instead, it builds on the purchase alerts your card company already sends, as close to the source as it gets.
Nothing to reconnect
Bank connections can break, need re-linking, and stumble on pending charges. BudgetBucks doesn't use them, so there's nothing to re-link and each purchase arrives once.
Private by design
No bank login, no full card number, and nothing that can move money. Off-site backups within seconds, verified accounts, and passkey sign-in with Face ID, Touch ID or your fingerprint.
Pricing
Everything included. Pay yearly and save.
Best value · Save 18%
Yearly
$79/year
Just $6.58/mo, billed yearly
2 months free. You save $16.88 a year.
Start your free month- First month free, no card needed to start
- Everything included: real-time purchases, reports, rules, splits, badges
- Pick monthly or yearly when you subscribe. Cancel anytime.
Founding spots open, no invite code needed · 48 of 50 left
Your money, filed in seconds.
Set it up tonight. Pay tomorrow. Watch it land.
Founding spots open, no invite code needed · 48 of 50 left